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Why Title Insurance

Title insurance is used by homebuyers and lenders for protection against delinquent taxes, undisclosed liens, legal judgments, forgeries, fraud and a host of other potential legal or financial problems that can arise when purchasing or refinancing property.

A title insurance policy provides you with peace of mind. It takes the risk out of acquiring property that may have a troubled legal history. While there should be no risks in transferring property, they do exist.

Before you purchased your home, it may have gone through several ownership changes, and the land on which it stands went through many more. There may be a weak link at any point in that change that could emerge to cause trouble. For example, someone along the way may have forged a signature in transferring the title, there may be unpaid real estate taxes or other liens. Title insurance covers the insured party for any claims and legal fees that arise out of such problems.

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Who is First American Title Company

At First American our philosophy is simple. We are customer centered experts in the title and escrow industry. We are proud to be the largest independent title and escrow agent in Idaho and Montana. We currently serve 61 counties with 48 offices in Idaho and Montana. Each office employs local people and is part of the fabric of their community. In addition to our local focus, we are dedicated to being a regional solution for settlement services. Our expert sales staff, coupled with state of the art technology, allows us to create a suite of services tailored to your specific needs. Finally, in order to effectively service our customers national needs, we operate as a seamless extension of our underwriters.

Thank you for choosing First American, we value your business and look forward to serving you.

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